Boarding or Land
Whether you board at a facility or keep your horse at home, this is usually the single largest recurring cost — ranging from pasture board to full-service care.
Feed and Hay
Quality forage and any needed grain or supplements are an ongoing monthly expense that changes with the season, the horse's workload, and hay prices.
Farrier and Veterinary Care
Routine trims or shoeing every 6–8 weeks, annual vaccines and dental work, and the occasional emergency all factor into yearly costs.
Tack, Equipment and Insurance
Saddles, blankets, and grooming supplies need periodic replacement, and many owners also carry mortality or major medical insurance for added protection.
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